About the Book:\n\n\n\nThis book has been written from beginner’s perspective. Simple language and lucid explanation of relevant terms, principles and various financial products make the book comprehensible.\n\n\n\nIt aims to empower the readers to take appropriate financial decisions, take charge of their finances and manage their money wisely. Enabling the readers to recognize common pitfalls and protect themselves from unscrupulous financial practices is a principal goal of this book. It has touched upon all the aspects of personal finance from financial prudence to writing a will.\n\n\n\nAbout the Author:\n\n\n\nDr. Dinesh Garg a senior anaesthesiologist was driven to write this book after a tragedy in family. The author has put together his long-standing deep interest in personal finance, extensive reading over last two decades, analysis of various financial products and learning from his own and other's experiences in this book which comes handy for everyone, right from younger ones who have just started to earn and need to develop healthy money management practices, to the elderly, who may need help about passing on their assets.